[ATO] ATO extends transition period for taxpayers using credit cards until 30 June 2027

The ATO will continue accepting credit card payments for tax obligations until 30 June 2027.

No.1

30.11.2026 extended to 30.6.2027

Following the Reserve Bank of Australia's Review of Merchant Card Payment Costs and Surcharging, the ATO will stop accepting credit cards as a payment method after 30 November 2026.

As a government agency, the ATO has decided it would not be appropriate for the cost of credit card merchant fees to be transferred to the community.

However, a week later, ATO changed its mind. Following discussions with the government and the provision of transitional funding, the Australian Taxation Office (ATO) will continue accepting credit card payments for tax obligations until 30 June 2027.

ATO will continue to consult with relevant stakeholders and stewardship groups to understand how best to support those experiencing financial hardship and identify alternative arrangements for businesses and individuals who are unable to pay via other methods.

Taxpayers who wish to continue using a credit card to meet their tax obligations after 30 June 2027 may continue to use third-party payment providers. The ATO encourages taxpayers considering these options to carefully consider relevant fees, charges and processing timeframes.

The ATO also encourages taxpayers to remain vigilant against scams and verify the credentials of any third-party providers before sharing information or making payments.

Taxpayers needing additional support are encouraged to contact the ATO or speak with their registered tax professional.

No.2

Impact

The vast majority of taxpayers are not paying their tax with a credit card. Approximately 2.3% of tax payments were made with credit cards in 2024–25, with more than 60% of card payments being made by privately owned and wealthy groups and public and multinational businesses.

Source： ATO extends transition period for taxpayers using credit cards until 30 June 2027 | Australian Taxation Office

Disclaimer: This article is intended to provide general information only and does not constitute professional advice for specific circumstances.  It should not be relied upon as a substitute for tailored advice.